Verification API

In today’s complex regulatory environment, validating a borrower’s information is central to mitigating risk in lending. Gain efficiencies with First American tools you can deploy to aggregate and verify critical data and integrate with your systems and business processes

Identity

Comprehensive search of the applicant's Social Security Number (SSN) with identity and occupancy validation

Liens & Judgments Non-FCRA

Assess borrowers that have liens or judgement history to determine if additional inquiries are needed for loan application approval

Liens & Judgments FCRA

Fair Credit Reporting Act (FCRA) governed Liens and Judgments Review service

Bankruptcy

Comprehensive nationwide bankruptcy data search to identity new filings and obtain the latest bankruptcy case information

4506-T

Direct Access to the IRS to verify consistency of the borrower income, identity and employment

Income Estimate

Provides accurate income assessment of borrower compensation

Reverse Phone Search

Access owner's current name, address, or business associated with a phone number

Reverse Address Search

Access owner's current name, address, or business associated with an address

Active Duty SCRA Search

The Servicemembers Civil Relief Act (SCRA) API is intended to help determine the current or past service of military personnel. Allowing for determination of VA Loan eligibility or compliance with SCRA requiring financial institutions need to identify SCRA-protected individuals when servicing accounts for military personnel.

Asset Verifications

Coming Soon

Bank validated insights into borrower assets