Verification API
In today’s complex regulatory environment, validating a borrower’s information is central to mitigating risk in lending. Gain efficiencies with First American tools you can deploy to aggregate and verify critical data and integrate with your systems and business processes
Identity
Comprehensive search of the applicant's Social Security Number (SSN) with identity and occupancy validation
Bankruptcy
Comprehensive nationwide bankruptcy data search to identity new filings and obtain the latest bankruptcy case information
4506-C
Direct Access to the IRS to verify consistency of the borrower income, identity and employment
Reverse Phone Search
Access owner's current name, address, or business associated with a phone number
Reverse Address Search
Access owner's current name, address, or business associated with an address
Active Duty SCRA Search
The Servicemembers Civil Relief Act (SCRA) API is intended to help determine the current or past service of military personnel. Allowing for determination of VA Loan eligibility or compliance with SCRA requiring financial institutions need to identify SCRA-protected individuals when servicing accounts for military personnel.
Asset Verifications
Bank validated insights into borrower assets